Is American Express Good for Business?
Today there are a number of different types of American Express Cards that can be issued for various uses. These credit cards are used in more than thousands of establishments and are accessible to more than 600,000 ATMs throughout the world. The American Express credit cards are also popularly known as Amex cards which have gained worldwide popularity which is widely sought by many people. These credit cards are much more popular in Europe and North America where it offers great deals. With an American Express credit card it is a great way to enter the world of credit cards. Being the global name in banking, the American Express issues their cards to worldwide customers and apart from giving credit it also rewards their loyal customers. As there are various credit cards to choose from one can receive great benefits from every American Express credit card for small business.
Business Gold Rewards Cards
Owning a business has become a reward when you have the American Express Business Gold Rewards Card. With this credit card you earn one membership reward and further points for almost every dollar that you spend through the credit card. You can further cash in these reward points for nearly 21 airlines including multiple hotels throughout the world, on vacation packages, spa retreats and more than 50 cruise itineraries. You can also transfer these reward points to 11 frequent flyer programs which means one point for every airline mile with most programs. The best part of the reward points is that they do not have any expiration date so you can use them anytime. There is also no limit to earn these points as well.
Make Great Savings
With this credit card the small business can make great open savings as you can save on most of the expenses with companies like Hyatt Hotels, Delta, FedEx and resorts. You can also save on air tickets, car and hotel reservations when you book through their Online Business Travel Center. You also have Expense management tools with the credit card as you can make customized reports for your spending. You can also benefit from the generous 24/7 help from the small business team from American Express as they would help you with billing inquires, line increases, card replacement and options for extending the payment. The additional card feature offers an additional card to employees in order to help consolidate and control business spending, apart from earning reward points. This would also let the employee enjoy even more savings on the business purchase.
Amex When you Travel
The best of all is when you travel it would provide you up to $100,000 accident insurance if you had booked the tickets from the credit card. You also have baggage insurance when you purchase your common carrier tickets through the card. When you rent a vehicle through the card then it would provide you coverage to any damage or theft of the car. You would also receive roadside assistance anywhere that can be right from flat tires to needing a tow; the card member would be covered whether you are across the country or near the office.
American Express Buyer Protection Service
The buyer’s assurance plan would mirror the warranties of the manufacturer for the products that are purchased through the card for an additional one year. The purchase protection plan would protect the eligible products that were purchased through the card against any accidental damage or theft for nearly 90 days from the date of purchase. The return protection would guarantee you that you are satisfied with the particular purchase made from the card. There is also the online Fraud Protection plan that covers you against any unauthorized or fraudulent charges.
Additional Benefits and services
With your American Express Business credit card, you can benefit from emergency card replacement. This lets you receive a new card if the card has been stoles or lost in just 24 hours. It would also offer you identity theft assistance. You can also benefit from emergency check cashing that is available at over 2,200 American Express Travel service locations throughout the world. There is also what is called as Global Assist Hotline that provides you with legal, medical, financial or other emergency assistance wherever you travel for more than 100 miles from home. It also includes legal and medical referrals, passport or visa help, lost luggage, cash access and much more.
Account Management Service
You can enjoy great benefits through your American Express business credit card when it comes to account management. You can view recent activities or pay your bills through online or by phone. You can also check your membership rewards and accounts. You can also get your account information through the cell phone, E-mail PDA or through pager notifications. Apart from this, the service also lets you pay ongoing bills automatically as you can charge the expenses directly to your credit card. The best benefit from all this is that you can access cash from more than 500,000 ATMs throughout the world with your Express credit card.
Small Business Benefits through American Express Credit Card
With the convenience of making a single monthly payment and maintaining a centralized expense the small business credit card would help you reduce the administration costs for any business. Being specially designed for small businesses it would make expense management even easier. You would also be able to save foreign exchange charges if you are a frequent business visitor to different place. It also lets you take advantage of nearly 10 supplementary cards for your business members or colleagues. With a small business American Express credit card you can also travel freely as you can assure to be covered by the travel insurance and Global assist emergency help line service. Apart from this the credit card also lets you enjoy special discounts and airfares in hundreds of hotels throughout the world. With the American Express Membership rewards you can receive a point for almost every purchase that you make through the card. The points can be further used for a range of rewards that include hotel accommodation, flights, car hire and various exciting new merchandise.
